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At-Risk Youth

Alternatives to Incarceration and Youth Intervention

We have expanded products within the Youth Services field to include At-Risk Youth, Alternatives to Incarceration and Youth Intervention programs. Accounts should follow a behavior-based model and the locations should be staff secure. Minimum package premium for eligible programs is approximately $100,000.

Coverage Highlights

Coverage Highlights

Comprehensive Coverage Includes:

Additional Coverage Options Available:

  • General Liability
  • Professional Liability
  • Sexual abuse: Separate Dedicated Limits and coverage for employee/client/3rd Party Umbrella
  • Commercial Automobile
  • Crime Broadened Property
  • Defense outside the limits
  • Coverage for Psychiatrists, Psychologists
  • Wind coverage is available on a non-admitted basis for accounts that have coastal exposure
  • Youth Accident
  • Workers’ Compensation
  • HIPAA Protection
  • Cyber and Network Liability Coverage
  • Directors and Officers Liability
  • Coverage for Employment Practices

Program Eligibility

Program Eligibility

Our comprehensive Social Service & Community Action Policy covers general and professional liability, property, auto, crime and umbrella. Providers may serve people with:

  • At-risk youth programs
  • Alternatives to incarceration
  • Youth intervention
  • Delinquent youth halfway group homes
  • Juvenile halfway group homes
  • Boys’ and girls’ residential facilities (e.g., homes, ranches, villages)

Submission Requirements

Submission Requirements

  • Brochure or Website
  • Application (ISA will work off another carrier's application or our own)
  • 5 years currently valued company loss runs with expiring premiums
  • ACORDs or Coverage Requirements
  • Audited Financials or 1120 Income Tax Returns (if For-Profit)
  • Drivers list

Additional Requirements for Start-Ups:

  • Financials or Pro-Forma Statement
  • Resume for Executive Director (showing 3-5 years experience)
  • Business Plan

Applications

Applications

Before downloading and signing any insurance applications, make sure that you know your state’s fraud warnings.

Required Applications:

Need Applications?

Please contact ISA at 1.800.622.8272 or e-mail Terry.Grafmuller@SiegelAgency.com.


Enhancements

Enhancements

As the field evolves, so does our program. We stay abreast of legal, social, medical and technological changes that can affect your success. Policies available include: