Paratransit

Paratransit 2017-11-09T12:00:27+00:00

Comprehensive Property and Casualty Insurance for

Paratransit Operators

Our Paratransit & Non-Emergency Medical Transportation Program provides property and casualty insurance designed for specialized transportation service providers operated by public transit agencies, community groups or not-for-profit corporations, or for-profit private companies or operators.

Read below to learn more about Coverage Highlights, Eligibility Requirements, and Submission Guidelines.

Comprehensive Package Includes

  • Automobile Liability & Physical Damage
  • General Liability
  • Property (Special Form Available)

Enhancements & Supplements

  • Abuse & Molestation
  • Umbrella
  • MEDEFENSEĀ® / HIPAA Protector (available in most states)
  • Directors & Officers
  • Blanket Additional Insured where required by written contract
  • No Driver exclusions (drivers must meet underwriting guidelines)
  • Direct Bill and Financed Payment Options
  • For-Profit Paratransit Operators
  • Non-Profit Rural Transportation Providers
  • Minimum of 5 years in operation required
  • Minimum of 5 units required
  • All drivers must be employees (no independent contractor use)
  • No units with lights / sirens
  • No EMTs on staff
  • Brochure or Website
  • Application (ISA will work off another carrier’s application or our own)
  • 5 years currently valued company loss runs with expiring premiums
  • ACORDs or Coverage Requirements
  • Audited Financials or 1120 Income Tax Returns (if For-Profit)
  • MVRs

Click here to download
a new business application.

Click here to download
a renewal application.
(current ISA policyholders)