Paratransit is a specialized transport service for people with disabilities who are not able to ride fixed-route public transportation. This may be due to an inability to:
- Board, ride or disembark independently from any readily accessible vehicle on the regular fixed-route system
- Access existing accessible fixed-route transportation because that transportation is not available at the needed time on that route
- Get to boarding/alighting locations of regular public transportation.
At their simplest, Paratransit operators may utilize a taxi or small bus that will run along a more or less defined route and then stop to pick up or discharge passengers on request. At the other end of the spectrum – fully demand responsive transport – the most flexible paratransit systems offer on-demand call-up door-to-door service from any origin to any destination in a service area. Paratransit services are operated by public transit agencies, community groups or not-for-profit corporations, and for-profit private companies or operators.
Coverage Highlights
Comprehensive Package includes:
- Automobile Liability & Physical Damage
- General Liability
- Property (Special Form Available)
Enhancements & Supplements:
- Abuse & Molestation
- Umbrella
- MEDEFENSE™/HIPAA Protector (available in most states)
- Director’s & Officers
- Blanket Additional Insured where required by written contract
- No Driver exclusions (drivers must meet underwriting guidelines)
- Direct Bill and Financed Payment Options
Program Eligibility
Our comprehensive Paratransit Policy covers general and professional liability, property, auto, crime and umbrella. Examples of eligible risks are:
- For-Profit Paratransit operators
- Non-Profit Rural Transportation Providers
Submission Requirements
Submission requirements are as follows:
- Full set of ACORD applications
- 5 years loss runs
- Drivers list and MVRs
- Transit Program Application
Applications & Supplements
Before downloading and signing any insurance applications, make sure that you know your state’s fraud warnings.
Required Applications:
- Transit Program Application
- Statement of Values
- Renewal Application (only if you are renewing a current ISA policy)
Package Supplements: Please complete the appropriate supplement below and include the Sexual Abuse Supplement.
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