Home healthcare providers provide services such as occupational and physical therapy, speech therapy and skilled nursing to promote independent living for all ages. Other services offered may include assistance with bathing, dressing, eating, medication monitoring and other typical daily activities.
The Home Healthcare industry is one of the fastest growing sectors of the US economy. A comprehensive insurance program is essential to the longevity of these organizations and the important role they play in our society. Our program offers professional and general liability coverage to hospice care (no beds), nurse staffing organizations, nurse registries and home healthcare agencies that employ healthcare professionals.
ISA proudly supports the National Association for Home Care & Hospice.View ISA’s Ad in the National Association for Home Care & Hospice Directory ›
Coverage Highlights
Our Home Healthcare program through ACE® provides claims made healthcare professional liability and occurrence general liability coverage to specialized providers of health care. Non-owned automobile coverage may be available.
Program Highlights:
- Primary coverage policy minimum premium is $2,500
- Higher limits may be available on claims and aggregate for primary coverage
- Separate limits may be available for GL and PL coverage
- Additional lines available
Key Competitive Advantages:
- Rated A+ (Superior) by A.M. Best and A+ (Strong) by S&P
- Admitted carrier available for selected accounts
- Experienced staff which specializes in the Healthcare Industry
- Competitive coverage terms and services
Submission Requirements
- Brochure or Website
- Application (ISA will work off another carrier's application or our own)
- 5 years currently valued company loss runs with expiring premiums
- ACORDs or Coverage Requirements
- Audited Financials or 1120 Income Tax Returns (if For-Profit)
- Drivers list
Additional Requirements for Start-Ups:
- Financials or Pro-Forma Statement
- Resume for Executive Director (showing 3-5 years experience)
- Business Plan
Applications
Before downloading and signing any insurance applications, make sure that you know your state’s fraud warnings.
Required Applications:
AK, AL, AZ, DE, FL, GA, HI, ID, KS, KY, ME, MT, NC, NH, NV, OR, PA, SD, VA, WV, WY
New Business Application or Renewal Application
AR, CA, CO, CT, DC, IA, IL, IN, MA, MD, MI, MN, MO, MS, ND, NE, NJ, NM, NY, OH, OK, SC, TN, TX, UT, VT, WA, WI
New Business Application or Renewal Application
Program Downloads
The Home Healthcare industry is one of the fastest growing sectors of the US economy. A comprehensive insurance program is essential to the longevity of these organizations and the important role they play in our society. Our program offers professional and general liability coverage to hospice care (no beds), nurse staffing organizations, nurse registries and home healthcare agencies that employ healthcare professionals.
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