Child Care and Early Learning

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Child Care and Early Learning 2017-03-09T16:32:23+00:00

Comprehensive Property and Casualty Insurance for

CHILD CARE & EARLY LEARNING PROVIDERS

Irwin Siegel Agency’s Child Care and Early Learning insurance program allows your clients to focus on what’s most important—creating an environment that allows our children to flourish while away from home.

From personalized Risk Management services and resources to expert claims handling, our exclusive package program written through Berkshire Hathaway Specialty Insurance provides your clients with the coverage they need to successfully carry out their mission.

Read below to learn more about Coverage Highlights, Eligibility Requirements, and Submission Guidelines.

Property

  • Blanket Property and Contents Coverage
  • Replacement Cost & Agreed Value
  • Business Income and Extra Expense
  • Key Employee
  • Playground Equipment and Fences
  • Spoilage
  • Equipment Breakdown
  • Property of Others
  • Backup of Sewer and Drains

General and Professional Liability
(Occurrence & Claims made available)

  • $1M / $3M Limits Standard
  • Separate Limits for Abuse and Professional
  • Coverage for Fundraising Events Included
  • Blanket Additional Insured Status
  • Aggregate per Location Endorsement
  • Defense Outside the Limits
  • No Binding Arbitration Endorsement
  • HIPAA Coverage Included
  • Employee Benefits Liability
  • Corporal Punishment Available

Crime

  • Employee Theft
  • Forgery or Alteration
  • Money & Securities

Commercial Auto

  • $1M Combined Single Limit Liability
  • Hired / Non-Owned Auto Included
  • $50 Towing Limit for Private Passenger Vehicles
  • $50k Hired Auto Physical Damage Limits
  • Rental Reimbursement Available
  • Employees as Insureds
  • Blanket Additional Insured Status

Umbrella
(follow form)

  • General & Professional Liability
  • Auto Liability
  • Abuse and Molestation (if eligible)
  • Employers Liability
  • Commercial Child Care Center
  • Early Learning Center
  • Head Start
  • Montessori Schools up to Kindergarten
  • Pre-K Programs
  • Brochure or Website
  • Application (ISA will work off another carrier’s application or our own)
  • 5 years currently valued company loss runs with expiring premiums
  • ACORDs or Coverage Requirements
  • Audited Financials or 1120 Income Tax Returns (if For-Profit)
  • Drivers List
  • Financials or Pro-Forma Statement
  • Resume for Executive Director (showing 3-5 years experience)
  • Business Plan

Click here to download
a new business application.

Click here to download
a renewal application.
(current ISA policyholders)