Specialty Lines Insurance
Our all-in-one Non Profit Package product provides Fraternal Clubs the opportunity to purchase General Liability, Liquor Liability, Property, and Directors & Officers and Employment Practices Liability coverage all through one application, one underwriter, and one policy.
- Fraternal Clubs
- Veterans of Foreign Wars
- American Legions
- Loyal Order of Moose
- Protective Order of Elks
- Fraternal Order of Eagles
- Order Sons of Italy
- Historical Societies
- Environmental Organizations
Coverage Highlights
General Liability
- General Liability limits up to $1,000,000/$2,000,000
- Expanded definition of Bodily Injury to include Mental Anguish and Emotional Distress
- Club members included as Additional Insureds
Property Features
- Special Cause of Loss form
- Equipment Breakdown-includes free boiler inspection if required
- Value Plus Endorsement
- Business Income coverage
Liquor Liability
- Defense costs are outside policy limits
- No Deductible
- Assault and Battery coverage available on most risks (except Texas)
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Directors & Officers/Employment Practices
- Separate Limits of Liability
- Defense Costs outside the limit
- Unlimited Extended Reporting Period for former Directors & Officers
Additional Advantages
- Quick quote turnaround
- Quick binder confirmation
- A.M. Best rated A++ carrier
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Application: Fraternal Clubs Application
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