Long Term Care (LTC) provides long term medical and non-medical care for chronically ill or disabled people who cannot care for themselves. Skilled Nursing and Assisted Living providers will commonly assist clients with daily tasks such as dressing, bathing, as well as medical care such as diabetes monitoring. Although most Long Term Care is provided to senior citizens, people of any age may receive this type of care.
Our Long Term Care program through ACE provides primary Healthcare Professional and General Liability coverage for Long Term Care Facilities.
Excess Liability is also available.
Program Highlights:
Primary Coverage · Minimum policy premium: $25,000 · Limits available: $1 million/$3 million · Claims made professional and claims made or occurrence general liability · Separate limits are provided for professional and general liability for coverages · Defense costs outside the limit
Excess Coverage · Minimum attachment point: $1 million · Limits available: $5 million/$5 million
Key Competitive Advantages: · Rated A+ (Superior) by A.M. Best and A+ (Strong) by S&P (ratings as of July 31, 2007) · Advantages Insurers are part of the ACE Group of Companies · Specialized in medical professional liability · Competitive coverage terms · Dedicated to maintaining strong client relationships · Specialized risk and claims management services
Eligibility click here
for more info
Our comprehensive package policy includes property, auto, inland marine, crime, and boiler and machinery. Providers may
serve people with:
· Skilled Nursing Facilities · Assisted Living Facilities · Independent Living Facilities · Continuing Care Retirement Communities
Submission Requirements click
here for more info
· Completed application · 5 years loss runs · Latest state surveys · Audited financials · Acords
Applications click
here for more info
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applications, make sure that you know your state's
fraud warnings.
